Blue Pebble Solutions
13405 Folsom Blvd, Suite #700
Folsom, CA 95630
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- Merchant Account
- Credit Card Processing
- Point of Sale
- E-Commerce Payments
- Interchange Plus Plans
Hours of OperationBy Appointment
Check with us for our Holiday Schedule
Why choose us?
Blue Pebble Solutions offers Merchant Accounts for Credit Card Processing. We are based in Folsom, CA so we cater to local merchants. We offer thoughtful solutions to you payment processing needs at the same time saving you costs. We offer the best in class 24/7 service to small and medium businesses. We are very proactive and review your rates and if rates can be lowered, we suggest specific action items to help reduce your rates even further.
About Interchange Plus Pricing
Interchange is the rate charged by Visa, MasterCard, Discover, American Express to all processors regardless of their size. Interchange is also called wholesale pricing. Getting pure interchange without markup means you have a team to create and support your systems that directly connect to Visa/MasterCard network. Getting access to this network is a feat of its own in terms of process and investment. If you are a small and medium-sized business, you may not prefer to support the cost of such a team. Alternatively, you can use our scale of operations to process payments through us where we have dedicated systems to process with various Card payment processor.
What's the value of the Plus markup?
We are dedicated to small and medium size businesses and geared to give great customer service. We also provide various value added services that may increase your business customers and reduce your rates even further. For such value, we charge a small markup upon the interchange rate. Interchange plus the markup is called the "Interchange-Plus" pricing. This pricing is as transparent as it can get. This is because, the interchange rate is public information viewable on Visa/Mastercard website (Google: Visa Interchange Rates) and same for all merchants regardless of size. Then, you already know how much mark up we added and any monthly fees to know exactly what you are paying for.
What about hidden fees?
Hidden fees are some of the bigger pain points in a merchant-processor relationship. This happens when all the fees are not disclosed upfront and when they are applied. We guarantee that we will explain all fees that may apply to your account. Here are the most common fees and when they occur. We will also put it writing that if you get charged for any fees that are not listed on your signed application, we will refund those fees.